We do No-Doc Investor Loans, VA Loans and Mortgage Loans
that Banks Won't Do!
No-Doc Investor Loans
Nationwide
We Do Loans Down to
550 Credit Score
Buy the Home You Deserve with VA Financing!
VA Loans Down to 550 Credit Score!
Temple Mortgage is proud to offer loans to members of the VA with current military experience or prior service with an honorable discharge down to a 550 Credit Score!
Message to Veterans
"Have you been denied? Have you been told no? Many veterans do not use their certificate of eligibility or have been discouraged by credit scores, the banking industry and real estate agents because of past challenges. This is where Temple Mortgage comes in. We help veterans overcome many credit score challenges in order to claim their right to home ownership. I want to see every veteran that has a certificate of eligibility put it to good use. If a veteran has a desire to buy a home, we are here to help them." - Reynard Boyce
What Is A VA Loan?
These loans are guaranteed by the veterans administration and allow service members to receive better terms on a loan or mortgage. VA Loans help people with past or present military service, and surviving spouses buy a home. Temple Mortgage works with a variety of lender partners to ensure the best rates and terms on your VA loan.
How Can A VA Loan Help You?
The advantage of a VA Loan is that it allows for the seller to pay most closing costs for the buyer. VA Loans do not require a down payment, so most of our VA purchase loans end up with the buyer putting very little money into the deal up front, and that is about it. VA Loans do not require monthly mortgage insurance, and the rates are excellent. VA rates are typically as good as, if not better than, most conventional rates since the lender has a guarantee in place from the government that the loan will perform.