Mortgages

Whether you're a first time home buyer, experienced homeowner, or seasoned property investor, the common underlying question is always what the best loan program to fit my needs is?

Types of Mortgages Available:

Our mortgage team is dedicated to one thing. You. We work together to give you the smoothest home loan experience possible. Because we each have our own role, we can concentrate on helping you with our individual expertise, creating a mortgage process that moves easily from start to completion. Our commitment to communication means you will always know what’s happening as your loan progresses, and you can reach out with your questions at any time. We offer a wide range of loan programs, from FHA and VA to conventional and jumbo. We have the knowledge and experience to find the loan that’s right for you. Whether you are buying or refinancing our team is ready to give you the outstanding mortgage experience you deserve.



VA Loans

These are loans for active military and veterans. We offers VA Loans down to a 550 credit score. Click here for more info:  VA Loans page!

Conventional Loans/Fannie Mae Loans

Fannie Mae is a government-sponsored enterprise that makes mortgages available to low and moderate-income borrowers. Fannie Mae has stricter lending/approval guidelines. It does not provide loans, but backs or guarantees them in the secondary mortgage market.

Big Balance Loans with Lower Credit Score

Big Balance Loans or mortgages are used for properties that are outside of the limits conventional loans offer. These properties are larger and more expensive. Temple Mortgage offers loans up to $700,000 for credit scores under 700.

Sub Prime Big Balance Loans

Temple mortgage can do bank statement loans for self employed borrowers up to $700,000.

FHA Loans

An FHA (Federal Housing Administration) Loan is a loan that is insured backed by the FHA. These loans are given out by private FHA approved lenders, like Temple Mortgage. These loans allow borrowers to pay a low down payment.

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